Choco-Banana Dream Layers: A Luscious No-Bake Dessert You’ll Crave Again and Again

When I want a dessert that’s creamy, chocolatey, and layered with fresh banana flavor, I make this Choco-Banana Dream Layers treat. It’s a no-bake wonder that combines chocolate pudding, banana slices, whipped topping, and a soft cookie or graham base for a cool, comforting dessert that always hits the sweet spot.

Why You’ll Love This Recipe

I love this dessert because it feels indulgent without being too heavy, and the layers come together with ease. The combination of rich chocolate, fresh banana, and soft, creamy filling is a classic for a reason. It’s perfect for gatherings, summer evenings, or when I want something sweet that doesn’t require turning on the oven. Every bite is a dreamy mix of textures and flavors.

Ingredients

(Here’s a tip: Check out the full list of ingredients and measurements in the recipe card below.)

  • Graham crackers or vanilla wafers (for the base)

  • Instant chocolate pudding mix

  • Cold milk

  • Cream cheese (softened)

  • Powdered sugar

  • Whipped topping (or homemade whipped cream)

  • Ripe bananas (sliced)

  • Chocolate shavings or drizzle (optional, for garnish)

Directions

  1. I prepare the chocolate pudding by whisking the pudding mix with cold milk until thickened. I set it aside.

  2. In a separate bowl, I beat cream cheese and powdered sugar until smooth, then fold in half of the whipped topping.

  3. In a 9×13-inch dish, I layer the bottom with graham crackers or vanilla wafers to form the base.

  4. I spread the cream cheese layer over the base, smoothing it out evenly.

  5. I arrange a layer of sliced bananas on top of the cream cheese mixture.

  6. I spread the chocolate pudding over the banana layer.

  7. I finish by spreading the remaining whipped topping across the top.

  8. I chill the dessert for at least 4 hours (or overnight) to let the layers set and the flavors blend.

  9. Just before serving, I garnish with banana slices, chocolate shavings, or a drizzle of chocolate sauce if I’m feeling fancy.

Servings and timing

This recipe makes 12–15 servings.
Prep time is 20 minutes, and chilling time is at least 4 hours. I usually prepare it the night before for best results.

Variations

  • I switch chocolate pudding for banana or vanilla pudding for a lighter twist.

  • I’ve layered it with peanut butter drizzle or Nutella between the bananas and pudding.

  • For added crunch, I sprinkle chopped nuts or crushed cookies on top before serving.

  • I use gluten-free cookies for a gluten-free version.

Storage/reheating

I store leftovers covered in the fridge for up to 3 days. This dessert is best eaten cold, so no reheating is necessary. I don’t freeze it—the bananas change texture and the layers can become watery once thawed.

FAQs

Can I make this with homemade pudding?

Yes, I’ve used stovetop chocolate pudding—it just needs to cool fully before layering.

How do I keep the bananas from browning?

I slice them just before layering and cover them well with pudding to limit air exposure.

Can I make it ahead of time?

Absolutely—it tastes even better after sitting overnight in the fridge.

What can I use instead of cream cheese?

I’ve swapped it with mascarpone or Greek yogurt for a slightly different texture and flavor.

Is this dessert very sweet?

It’s sweet but balanced by the cream cheese layer. I reduce the sugar slightly if I want it lighter.

Conclusion

Choco-Banana Dream Layers is one of those no-bake desserts I keep on repeat. It’s creamy, rich, and perfectly layered with flavor and texture. Whether I’m making it for a party, a potluck, or just to keep something sweet in the fridge, it always delivers that dreamy, satisfying bite.

Print
clock clock iconcutlery cutlery iconflag flag iconfolder folder iconinstagram instagram iconpinterest pinterest iconfacebook facebook iconprint print iconsquares squares iconheart heart iconheart solid heart solid icon
Choco-Banana Dream Layers: A Luscious No-Bake Dessert You’ll Crave Again and Again

Choco-Banana Dream Layers: A Luscious No-Bake Dessert You’ll Crave Again and Again

5 Stars 4 Stars 3 Stars 2 Stars 1 Star No reviews
  • Author: Linda
  • Prep Time: 20 minutes
  • Total Time: 4 hours 20 minutes
  • Yield: 12–15 servings
  • Category: Dessert, No-Bake
  • Method: No-Bake, Layered
  • Cuisine: American
  • Diet: Vegetarian

Description

Choco-Banana Dream Layers is a luscious no-bake dessert with layers of chocolate pudding, whipped topping, ripe bananas, and a graham cracker or cookie crust. It’s creamy, easy to assemble, and perfect for parties, potlucks, or warm-weather treats.


Ingredients

  • Base Layer:
  • sleeves graham crackers or 2 cups vanilla wafers (enough to cover the bottom of a 9x13 dish)
  • Cream Cheese Layer:
  • 8 oz cream cheese (softened)
  • ¾ cup powdered sugar
  • 1½ cups whipped topping (or homemade whipped cream)
  • Banana Layer:
  • 34 ripe bananas, sliced
  • Chocolate Layer:
  • 1 (5.9 oz) box instant chocolate pudding mix
  • 3 cups cold milk
  • Topping:
  • 1½ cups whipped topping (or remaining whipped cream)
  • Optional: chocolate shavings, chocolate drizzle, additional banana slices for garnish

Instructions

  1. Make the Chocolate Pudding: In a bowl, whisk together the pudding mix and cold milk until thickened. Set aside to chill.

  2. Prepare Cream Cheese Layer: In another bowl, beat the softened cream cheese and powdered sugar until smooth. Gently fold in 1½ cups whipped topping.

  3. Assemble the Base: Line the bottom of a 9×13-inch pan with graham crackers or vanilla wafers.

  4. Layer the Cream Cheese: Spread the cream cheese mixture evenly over the crust.

  5. Add Bananas: Arrange banana slices over the cream cheese layer in an even layer.

  6. Spread Chocolate Pudding: Pour and spread the pudding over the banana layer.

  7. Top with Whipped Cream: Smooth the remaining whipped topping over the pudding layer.

  8. Chill: Refrigerate the dessert for at least 4 hours (or overnight) to set.

  9. Garnish and Serve: Just before serving, top with banana slices, chocolate shavings, or a drizzle of chocolate sauce if desired.


Notes

  • Best made the night before to allow the flavors to meld.
  • For a lighter twist, substitute chocolate pudding with banana or vanilla pudding.
  • For a gluten-free version, use gluten-free graham crackers or cookies.
  • Add peanut butter drizzle or Nutella between the banana and pudding layers for a fun twist.

Leave a Comment & Rate this Recipe!

If you love this recipe, please consider giving it a star rating when you leave a comment. Star ratings help people discover my recipes online. Your support means a lot to me, I appreciate you.

Recipe rating 5 Stars 4 Stars 3 Stars 2 Stars 1 Star

Your email address will not be published. Required fields are marked *